Tabby vs Tamara: Which BNPL to Add to Your Online Store (2026)?

فريق حاجتك التحريري
فريق حاجتك | Hajatek Team
In short
- Buy-now-pay-later (BNPL) raises average order value and reduces cart abandonment in the Gulf.
- Tabby and Tamara are the most widely used, and both let customers pay in installments without a credit card.
- The smarter call is often not "which one" but enabling both to cover wider preferences.
- What matters most: a smooth checkout and showing the option clearly at payment.
Which should you choose?
There's no single answer. Tabby and Tamara are close in concept: convenient installments for the customer with no credit card, while you receive your full amount upfront. The smart move is usually to enable both, covering your customers' preferences since some lean toward one service.
Comparison table
| Criterion | Tabby | Tamara |
|---|---|---|
| Concept | Installments / pay later | Installments / pay later |
| Gulf reach | Wide | Wide |
| Customer experience | Smooth in-cart | Smooth in-cart |
| Impact on basket size | Positive | Positive |
| Best for | Depends on your customers | Depends on your customers |
Fees and terms change and vary by country and volume, so check each provider's official site before enabling.
Why BNPL matters
Offering installments at checkout turns "the price is a bit high" into "comfortable payments," raising average order value and reducing abandoned carts.
Add Tabby and Tamara alongside your main gateway, not instead of it. For more on payments, read: the Gulf payment gateways comparison.
FAQ
Should I enable both Tabby and Tamara? Yes, it's recommended to cover wider customer preferences and increase the chance of completing the sale.
Do I receive my full amount? Yes, the provider pays you upfront and collects the installments from the customer.
Does it suit all products? Its impact is usually strongest on mid- to high-value products.