Best Payment Gateways in the Gulf 2026: Geidea vs MyFatoorah vs Tap vs Moyasar vs PayTabs
فريق حاجتك التحريري
فريق حاجتك | Hajatek Team
Key takeaways
- There's no single "best" gateway — it depends on your country, the methods your customers need, and your sales volume.
- For Saudi Arabia: Geidea, Moyasar, and PayTabs are popular and support mada and Apple Pay.
- For Kuwait and the Gulf: MyFatoorah and Tap support KNET and Gulf cards.
- For installments: add Tamara and Tabby alongside your main gateway to raise basket size.
How to choose a payment gateway
Choose based on three questions: where are your customers, which methods do they prefer (mada, KNET, cards, Apple Pay, installments), and what are the fees and settlement speed? The ideal gateway covers your local methods at the lowest fees with the fastest settlement.
Comparison table
| Gateway | Strongest in | Key methods | Best for |
|---|---|---|---|
| Geidea | Saudi market | mada, cards, Apple Pay | Saudi stores |
| Moyasar | Easy Arabic setup | mada, cards, Apple Pay | Early-stage Saudi stores |
| PayTabs | Wide regional coverage | cards, mada, wallets | Multi-country stores |
| MyFatoorah | Kuwait & Gulf | KNET, Gulf cards | Kuwait & Gulf stores |
| Tap | Unified Gulf checkout | KNET, mada, cards | Gulf-wide stores |
Exact fees change constantly and depend on your country and volume, so check each gateway's official site before deciding. The rule: don't compare fee percentage alone — weigh coverage + settlement speed + support quality.
The factors that actually matter
- ✓ Local methods: mada in Saudi and KNET in Kuwait are essential, not optional.
- ✓ Settlement speed: how many days until funds reach your bank account?
- ✓ Fees: per-transaction percentage + fixed fee + any setup/monthly fees.
- ✗ Avoid: connecting a gateway that doesn't support the currency or method your market needs.
In Hajatek, the gateway is enabled from store settings and shown to customers only after it's connected and tested — so customers never hit a payment error.
Buy now, pay later: Tamara & Tabby
BNPL services like Tamara and Tabby have become essential in the Gulf for raising average order value, letting customers pay in installments without a credit card. Add them alongside your main gateway, not instead of it.
FAQ
Can I enable more than one gateway? Yes, and it's recommended to cover different methods (cards + installments + cash on delivery).
Does Hajatek take a cut of payments? No, Hajatek is 0% commission; you only pay the fees of the provider you enable.
What's the most important method in Saudi Arabia? mada, alongside Apple Pay, cards, and cash on delivery.
Ready to start? Launch your store on Hajatek free and enable payment methods from settings. See also: the guide to launching your store in Saudi Arabia.
